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JS Bank is a commercial bank, which is a majority-owned auxiliary of Jahangir Saddiqui and Co. Ltd.  The bank was formed after the fusion and incorporation of Jahangir Saddiqui Investment Bank Limited and marketable banking operations of American Express Bank Ltd. On 30 December 2006, the bank integrated its operations in Pakistan. State Bank of Pakistan issued a Primary Dealer license for government securities to JS Bnak.

branch office

Citicorp Investment Bank Limited was acquired by Jahangir Saddiqui and Co. Ltd in the result of which Jahangir Saddiqui Investment Bank Limited came into existence in 1999; its short term is JSIBL. They issued Certificates of Investments to corporate clients, individual investors and financial institutions to predominantly organize their funds in the market. Through from these funds corporate clients were facilitated by the Short Term financing.

mou signing

Due to their outright repo and reverse repo transaction, the bank actively invested in bond markets, equity and money markets. As it was the first franchise of JS Bank in Pakistan they slowly and gradually raised their scale by opening more branches, as the numbers of branches were four in 2006 and the graph frequently grown in 2007 by opening 9 more branches in the country. Now in 2010, the branches have exceeded to 129 and at this time they have 185 no of branches in 100 cities, which is a remarkable achievement made by bank. JS Bank activities are categorized into five units which include Wealth Management, Investment banking, Retail banking, corporate banking and Treasury.


In Financial year 2010-2011, the bank was awarded for the Primary Dealer and was also awarded by State Bank of Pakistan as the number 1 Primary Dealer. It is one of the only 11 State Bank of Pakistan which is appointed as authorized primary Dealer to deal with the auctions of Government of Pakistan securities consisting of Treasury Bills that is known as T-Bills and Pakistan investment Bonds (PIBs). JAS Bank rating is upgraded by Pakistan Credit rating Agency (PACRA); this agency has upgraded long term entity of JS Bank to “A+”.

interior of js bank

The bank has been involved in many positive activities, as the first Women T-20 was organized by them. Fast growth 25, which is a program of All World Network, was launched with the collaboration of JS Bank. In July 2011, the bank launched a monthly lucky draw campaign with a partnership of Xpress Money Service.  Info Tel Pakistan and JS Bank signed an agreement to launch Debit Cards and EMV Capable credit, according to the relevant agreement; the bank will enable its system to offer EMV complaint cards in both debit and credit categories to its consumer.


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